Critical Illness

If You Don’t Have:

Critical Illness cover & you experience a Critical Illness…

Would your employer continue to pay your salary?
Could you & your family survive without your income?
Would you have to return to work to early

87% of people don’t have Critical Illness cover

Critical Illness Insurance can be added to either Mortgage or Term Life Insurance, at an extra cost and is designed to pay out a lump sum if you are diagnosed with a specified Critical Illness.

In practise Critical Illness policies will typically cover Cancer, Heart Attack ,Stroke, Coronary Bypass Surgery, Kidney Failure, Major Organ Transplants and Multiple Sclerosis. A more comprehensive policy would cover over 50 illnesses including total and permanent disability.

If You Don’t Have:
Critical Illness cover & you experience a Critical Illness…
• Would your employer continue to pay your salary?
• Could you & your family survive without your income?
• Would you have to return to work to early
87% of people don’t have Critical Illness cover

Unfortunately, many of us will suffer a serious illness at some point in our lives.

You are 5 times more likely to get a Critical Illness than you are to die before 65

Critical Illness Insurance is usually added to either Mortgage or Term Life Insurance, at an extra cost, but can be taken out on its own and is designed to pay out a tax free lump sum if you are diagnosed with a specified Critical Illness, covered by the plan and can be used to cover the cost of your care and treatment or to redeem the outstanding mortgage debt

Having a critical illness policy in place can also help you convalesce by paying out the lump sum when you are recovering from the diagnosed Critical/Serious Illness, ensuring you don’t have to return to work to soon

Unfortunately, many of us will suffer a serious illness at some point in our lives.

You are 5 times more likely to get a Critical Illness than you are to die before 65