We provide dedicated and experienced consultants for every client.
New Build Experts
- Over 25 yrs Experience
- New Build Lender Criteria Experts
- Easy & Simplified Process
- Fast Agreement In Principles
Exclusive Products
- Access Exclusive Products
- We Speak to Decision Makers
- Strong Lender Relationships
- Tailored Mortgage Products for you
Free Initial Advice
- Our Initial Expert Advice Is Free
- Dedicated Mortgage
- Consultants For Each Client
- Open 7 Days a week
- Expert Problem Solvers
- Home Visits Offered
Whole Of Market
- We Work For You, Not The Lender
- Market Leading Products Updated Daily
- Expert Market Knowledge
- Jargon Free Advice You Can Understand
New Build Mortgage
We have one of Scotland’s leading specialist new build homes team. This means that we have an entire department dedicated to new build homes with the knowledge and expertise to help you understand all you need to know about finding and buying a new build home.
Non New Build Mortgages
At Mortgage First, our service is designed to save you time and money and as well as finding you the right mortgage.Let our trained expert advisers set your budget. Your budget has to be tailored to your own personal circumstances and lifestyle.
Protection Essentials
If you try to deal direct with the insurance company to buy your policy, thinking that you’ll get the benefit of any savings as a result of not using a broker (and paying a commission), the exact opposite can happen.
ADDED VALUE
Over 20 years experience in mortgage market
Dedicated advisers for your own mortgage
Exclusive products not available on the high street
Dedicated mortgage administrator for each mortgage case
You are our customer not the lender or provider
No jargon just easy to understand process
Free advice with tailored financial solutions for each case
Every client different
All circumstances can be looked at
Professional and personal approach to every single cas
Take advantage of our innovative online FORM application
Its quick, easy and secure, takes less than 5 minutes!
Get your application off to a fast start by providing us with these basic details
On receiving the information we can get to work right away and find you the ideal mortgage
The FORM is sent direct to your consultant
The FCA has introduced Consumer Duty which builds on their previous Treating Customers Fairly initiative, the Consumer Duty promotes four outcomes for customers as follows:-
(a) products and services are fit for purpose and targeted at the right customers
(b) customers receive fair value
(c) communications enable consumers to make informed decisions about financial products and services,
(d) that customers receive adequate levels of support throughout their relationship with a firm.
In addition Consumer duty brought in the cross-cutting rules which require us to:-
- Act in good faith toward retail customers.
- Avoid foreseeable harm to retail customers.
- Enable and support retail customers to pursue their financial objectives.
We have fully embraced this initiative and have incorporated the Consumer Duty initiatives into our processes to ensure that our clients receive suitable advice which meets their needs and that they are fully supported through the advice process, also that clients will receive fair value and that our advisers have the necessary skills and knowledge to support our clients throughout the advice process.
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’).
Please see the following link for further details: http://financial-ombudsman.org.uk/
OUR CLIENTS
Your home may be repossessed if you do not keep up repayments on your mortgage.
We may charge an admin fee and accept a commission from the mortgage provider. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. Further details available on request.
TESTIMONIALS
On the 6th of October 2014 we took possession of our beautiful new home. As a single mum of 3 busy children the task of getting a home of our own and the ability to get a mortgage was taken over and achieved with the help of ”Mortgage First”. My agent was professional, attentive and clearly cared about helping us to achieve, what seemed to me, to be an impossible task. I could not have done this without their help. I would absolutely recommend “Mortgage first” to anyone who feels they need the worry and stress taken out of getting the right mortgage. We are very much looking forward to our first Christmas in our new home, so a big thank you to John and all the staff at “mortgage First
Kate Rowley
'Mortgage First provided an exceptional service, explaining clearly each step of the process along with sound advice. They were very responsive to questions no matter when the query question was raised. I would recommend their service to anyone.'
Robert Kirkwood
A big thanks to all at Mortgage First. They made purchase of my new Cala home so simple with excellent service from start to finish. Would recommend Mortgage First to anyone looking to purchase a new build home.
Danielle Lynch
My thanks go to Eddie Irvin for his exceptional service and assistance throughout the mortgage process when I purchased my home a few years ago. After several meetings and excessive mortgage arrangement fee quotes with RBS, and not forgetting over 20 years perfect banking terms, Eddie provided me with a mortgage through the Halifax within 30 minutes! A few days later, as he promised the mortgage guarantee arrived – truly staggering after weeks being passed from pillar to post with RBS. I have since referred to very satisfied clients to Eddie Irvin for their mortgage requirements, and currently in the process of my daughter on her first time buy. I would have absolutely no hesitation in recommending the services of Eddie, in terms of lender options, quality of service, value and efficient dealings throughout. You will not be disappointed.